Find Your Best Mortgage Deal

Shop Up to 85 Lenders with One Application – Let Us Find Your Best Optimum Mortgage Option!

Ready to Make Your Homeownership Journey Simple?

Whether you’re buying, refinancing, or investing, we’re here to help. Schedule an appointment to explore tailored solutions and incentives just for you.

Why Choose Us

Multiple Approvals,

More Choices!

With FOA, you’ll get multiple approvals, giving you a range of options to choose from. No need to settle for one lender’s offer.

Bank Denied?

We Can Help.

If a bank turned you down, we’ve got your back. Our network includes lenders who specialize in unique situations, ensuring you still get the mortgage you need.

Lowest Rates,

Maximum Savings!

Many of our clients lock in the lowest rates of their lifetime. We focus on saving you money with cost savings, rate reductions, and buy-down options.

Savings.. Cost Savings - Rate Savings - Buy Down Rate Savings.. Brokers Save You Money!

Testimonials

“Funding Opportunities America provided me with multiple approvals from different lenders for the purchase of my new home. FOA worked through these two lenders simultaneously, allowing me to switch to purchase my home in a competitive market.

And, most recently, FOA refinanced me out of the lender that required mortgage insurance, saving me more than $100 a month. Funding Opportunities America gave me more than a mortgage; it gave me the OPTIMUM mortgage—twice!”

— Erin Pumo, Returning client saving over $1,200 a year

“I never thought owning a home was a possibility, but Funding Opportunities America is making that a reality for our family.”

— Humberto Paz Alvarez and Pilar Urrea-Paz

“I was skeptical at first about whether I needed a broker, but once I started working with FOA, I changed my mind in a hurry. I could never have done by myself what FOA did. The process was completely transparent, so refreshing! Rich laid everything out for me, and I was able to see the back end of the mortgage offerings, so my savings options were clear. He said he could get us a great rate, and that’s exactly what he did. Plus, FOA genuinely cares about the client. Now I know that having the right broker makes a big difference, and FOA was the right broker for sure. I trust Rich completely, and I highly recommend FOA.”

— Pat Warren, Worked with FOA to buy her second home

FOA – The Better Broker

Experience top-tier mortgage solutions with FOA. We blend expertise, personalized service, and a seamless process to deliver the best outcomes.

6 Kelly Place, Stanhope, NJ 07874